Directo a México is a service to send money from an account in a financial institution subscribed to the service in the United States, to any bank account in Mexico.

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In 2001, in response to the "Partnership for Prosperity" between Mexico and the United States, Banco de México and the Federal Reserve Banks of the United States agreed to study the possibility of interconnecting their payment systems. Interconnection has provided our economies with an efficient mechanism to exchange payments between bank accounts in both countries.

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In October 2003, the Federal Reserve Banks of the United States and Banco de México connected their payment systems to send the payments of the United States Government pensioners residing in Mexico.

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Subsequently, since February 2, 2004, users of financial institutions in the United States subscribed to Directo a México can send payments to any bank account in Mexico.

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Since July 2005, this payment service was registered under the name “Directo a México”.

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Customers in the United States can also send payments to any branch of L@Red de la Gente where beneficiaries in Mexico can collect them at any of the more than 2,400 branches located in more than 930 municipalities in Mexico.

Features and benefits

• Competitive prices. Customers that use Directo a México pay low fees.​

• The same fee and exchange rate apply for each transaction regardless of the amount.

• Transparency. The exchange rate applied to the original amount in dollars is shown in the beneficiary account statement or in the payment receipt.

• Security.  The Federal Reserve Banks and Banco de México administer and regulate the payment infrastructure used in Directo a México.